Same €2 million, different accounts—and different tax questions. Brokerage sales, dividends, IRAs and Roth savings under Portugal’s ordinary resident rules.
The spreadsheet part of our FIRE journey: annual bills, everyday budgeting and the funds we’ve held, with examples and resources to explore.
Grab a notebook and your favorite beverage—beer for me. The money stories, fears and conversations that helped us work toward financial independence together.
Debt, defensive money talks and a growing spreadsheet habit. Our path to FIRE, what a FIRE number means, and resources that helped us learn.